Frequently Asked Questions

From vision to reality — here are the answers you need to make confident mortgage decisions.

How often do you update rates?

We update representative rates daily during business hours. For a locked-in quote, request a formal rate from a broker.

Are your quotes free?

Yes — initial rate comparisons and consultations are free. Lender fees may apply on specific products.

Do you work across Canada?

Yes — we serve all provinces and adjust advice for provincial rules (e.g., Quebec).

Do you charge broker fees?

We disclose any fees up front. Many lenders pay broker commission and there may be no direct cost to borrowers.

How does refinancing work?

We compare your current mortgage costs to potential savings after accounting for discharge/penalty fees.

Is my data secure?

Yes — we use industry-standard encryption and only share information with lenders if you consent.

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